PRE-APPROVALS

A pre-approval is an evaluation for the maximum mortgage loan someone may qualify for. The calculations are based on an individual's income, credit and liabilities.

Pre-approvals are informative, only takes 1-2 days, and they're free!

3 REASONS TO DO A PRE-APPROVAL

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Know your
maximum purchase price

  • What's the maximum price you can afford

  • Estimated your heating, monthly strata and property tax

  • Learn about how 'the stress test'

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Lock in Your Rate For 120 days.  

Your Rate Can Only Go Down

  • Guarantee your rate (Payments can only go lower)

  • Know your monthly payments

  • Budget planning friendly

Realtors and Sellers Will Take You

Way More Seriously

  • You can show your pre-approval to prove that you can afford the property you're searching for

  • I can refer you to realtors that knows your location!

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Example of a Pre-Approval

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 Person Addressed To 

 Interest Rate 

 Term and Amortization 

 Max Mortgage Amount 

 Monthly Payments 

 Possible Conditions 

 and Disclaimers 

 Bank/Lender