NEWS & UPDATES

Brandon Nishi

Understanding Mortgage Insurance: Do You Need It and How Does It Work?

In Canada, mortgage insurance refers to a type of insurance that protects lenders in case a borrower defaults on their mortgage payments....

Brandon Nishi

Mortgage Broker vs. Big Bank

A mortgage broker is a financial professional who acts as an intermediary between borrowers and lenders (Banks, credit unions, etc.)...

Brandon Nishi

Fixed vs. Variable Rates: Understanding the Pros and Cons

When it comes to mortgages and loans in Canada, borrowers have the option to choose between fixed and variable interest rates. Deciding...

Brandon Nishi

Appraisal: Why is the bank requesting one?

When buying a home, banks and lenders often require an appraisal. An appraisal is an unbiased assessment of a property's value conducted by

Brandon Nishi

First-Home Savings Account

For many Canadians, owning a home is a significant life goal. To make this dream more attainable, the Canadian government introduced the...

Brandon Nishi

Monoline Lenders: The best way to save money on your mortgage

When it comes to obtaining a mortgage, many people turn to traditional banks or credit unions. However, there is another option that...

Brandon Nishi

Unveiling the Power of Pre-Payment Benefits: What They Are and How They Benefit You

When it comes to loans and mortgages, pre-payment benefits offer a valuable opportunity to take control of your financial journey. By...

Brandon Nishi

Pre-Approvals: The First Vital Step to Homeownership

What is a pre-approval: a pre-approval refers to a process where a lender evaluates a borrower's financial situation and creditworthiness...