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Bank of Canada Raises Interest Rate on July 12, 2023: Implications and Analysis
After careful consideration of economic indicators and market trends, the Bank of Canada has decided to raise the interest rate by 25...
Brandon Nishi
Jul 12, 20231 min read


Understanding Mortgage Insurance: Do You Need It and How Does It Work?
In Canada, mortgage insurance refers to a type of insurance that protects lenders in case a borrower defaults on their mortgage payments....
Brandon Nishi
Jul 1, 20232 min read


Mortgage Broker vs. Big Bank
A mortgage broker is a financial professional who acts as an intermediary between borrowers and lenders (Banks, credit unions, etc.)...
Brandon Nishi
Jun 1, 20233 min read


Fixed vs. Variable Rates: Understanding the Pros and Cons
When it comes to mortgages and loans in Canada, borrowers have the option to choose between fixed and variable interest rates. Deciding...
Brandon Nishi
May 1, 20233 min read


Appraisal: Why is the bank requesting one?
When buying a home, banks and lenders often require an appraisal. An appraisal is an unbiased assessment of a property's value conducted by
Brandon Nishi
Apr 15, 20232 min read


First-Home Savings Account
For many Canadians, owning a home is a significant life goal. To make this dream more attainable, the Canadian government introduced the...
Brandon Nishi
Apr 1, 20232 min read


Monoline Lenders: The best way to save money on your mortgage
When it comes to obtaining a mortgage, many people turn to traditional banks or credit unions. However, there is another option that...
Brandon Nishi
Mar 1, 20232 min read


Unveiling the Power of Pre-Payment Benefits: What They Are and How They Benefit You
When it comes to loans and mortgages, pre-payment benefits offer a valuable opportunity to take control of your financial journey. By...
Brandon Nishi
Feb 1, 20232 min read


Pre-Approvals: The First Vital Step to Homeownership
What is a pre-approval: a pre-approval refers to a process where a lender evaluates a borrower's financial situation and creditworthiness...
Brandon Nishi
Jan 1, 20232 min read
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