What is a pre-approval?
Getting pre-approved is the most important thing to do before you go home buying.
A pre-approval will let you know the maximum mortgage that you may qualify for.
The calculations are based on an individual's income, credit and liabilities.
A pre-approval is free and can be done in under 24 hours!
3 Reasons to get pre-approved
maximum purchase price
What's the maximum price you can afford
Estimated your heating, monthly strata and property tax
Learn about how 'the stress test'
Lock in Your Rate For 120 days.
Your Rate Can Only Go Down
Guarantee your rate (Payments can only go lower)
Know your monthly payments
Budget planning friendly
Realtors and Sellers Will Take You
Way More Seriously
You can show your pre-approval to prove that you can afford the property you're searching for
I can refer you to realtors that knows your location!
Example of a Pre-Approval
Person Addressed To
Term and Amortization
Max Mortgage Amount