HOW IT WORKS

"Whether you're a first time home buyer, or an experienced investors, it's important to understand the 'why' and 'how' 

I'm here to make sure you have a strong understanding on why you're using me as a mortgage broker, and how I will be able to get you the best mortgage

HOW TO GET THE BEST MORTGAGE

BIG BANK

1. FINDING A MORTGAGE THAT FITS YOUR NEEDS

What banks and other brokers lack is human interaction, and getting to know their clients. I'm here to get to know you, and find a mortgage that  fits all your needs. 

Questions to think about:
- What's the most important thing for your mortgage (lowest rate, pre-payment options, line of credit?
- Do you plan to move in 2...5...10 years? Do you need portability?
- Is paying off your mortgage your biggest priority?
- Do you know what are the first time home buyer benefits?

 

Young Couple Expecting

2. SHOP AND NEGOTIATE THE BEST RATES AND BENEFITS

This is what separates a mortgage broker from the big banks. I shop at 40+ big banks, credit unions , and monoline lenders to find you the best rate. I then negotiate professionally on your behalf, and get the most benefits for your mortgage.

Remember, I work for you not the banks. My service is free, and I charge the bank directly for my service.



 

Business Consultation

2. SHOP AND NEGOTIATE THE BEST RATES AND BENEFITS

This is what separates a mortgage broker from the big banks. I shop around at all the banks and credit unions to find you the best rate. I then negotiate professionally on your behalf, and get the most benefits for your mortgage.

Remember, I work for you not the banks. My service is free, and I charge the bank directly for my service.



 

Business Consultation

2. SHOP AND NEGOTIATE THE BEST RATES AND BENEFITS

This is what separates a mortgage broker from the big banks. I shop around at all the banks and credit unions to find you the best rate. I then negotiate professionally on your behalf, and get the most benefits for your mortgage.

Remember, I work for you not the banks. My service is free, and I charge the bank directly for my service.



 

Business Consultation

3. CHOOSE FROM ALL THE BEST OFFERS!

Now the hardest choice is choosing from all your approved mortgages! Choose from the multiple offers, and pick the one that best fits your need. Don't worry, I'll be here every step of the way to help give you guidance on choosing the best mortgage! 

Wondering what the home buying process is like? Give this article a quick read or give me a quick call and we can address any questions or concerns you may have.


 

New Home Owners

How I get the best mortgage and rates

As a mortgage broker, I work for you, not the banks.

My service is free (Bank pays me), I'm available 24/7, and have access to 40+ lenders

I shop around 40+ lenders looking at any special rates and benefits
 

I can professionally negotiate your rate down by comparing other lender rates
 

I've been in the industry for years. I know which banks offer the best benefits
 

Strong ties with my underwriters (The bank's risk assessors)
 

I always buydown my clients' rates! (I work by referral)
 

WHY A MORTGAGE BROKER?

Mortgage Broker

Big Bank

Access to 40+ lenders

24/7 Support

Mobile friendly - I'll come to you!

Offers alternative financing

Offers only their mortgage
 

Restricted to bank hours
 

Restricted to bank
 

Either approved or declined
 

Ongoing Support and Service

No lender bias

Works for client

No Cost/No fees

No cost/No fees
 

No support after closing
 

Biased to their product
 

Works for bank