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Brandon Nishi
Sep 21, 20243 min read
How an Overnight Rate Decrease Can Benefit You: What It Means for the Average Person
The overnight rate, set by a country's central bank, is a critical tool used to influence economic activity. When this rate is decreased,...

Brandon Nishi
Sep 11, 20242 min read
Uncovering the Top 5 Insider Tips for First-Time Homebuyers
Buying your first home is a significant milestone in anyone's life. 🏡✨ It's a decision that involves careful planning, a considerable...

Brandon Nishi
Jun 28, 20243 min read
Choosing Your Mortgage Term: Exploring the Pros and Cons of 25-Year vs. 30-Year Amortization
Excerpt:
"Choosing between a 25-year and a 30-year amortization is a pivotal decision with significant implications for your financial futu

Brandon Nishi
Jun 22, 20242 min read
The Importance of Adding "Subject to Financing" to Your Home Offer
Securing your dream home is an exhilarating journey, but amidst the excitement, it's crucial to protect your investment with wisdom and fore

Brandon Nishi
Jun 15, 20242 min read
Why Different Lenders Have Different Mortgage Requirement
When you're shopping for a mortgage, you may notice that different lenders have varying guidelines and requirements. Why is that? Understand

Brandon Nishi
Jun 8, 20243 min read
Self Employed: The Best Program to Get Approved
In the world of mortgage financing, traditional lenders often rely heavily on strict income verification processes, making it challenging fo

Brandon Nishi
Jun 1, 20242 min read
Why Choose Private Lending for Your Mortgage: Key Benefits Explained
Private lending has become an increasingly popular option for those seeking mortgage financing. Due to strict bank guidelines and tough...

Brandon Nishi
May 25, 20242 min read
Decoding Credit Scores: How They're Calculated
Understanding the intricacies of credit scores is a vital aspect of securing your financial health and building a stable economic future....


Brandon Nishi
May 18, 20243 min read
Top 10 Mortgage Mistakes to Avoid When Buying a New Home
Navigating the mortgage process can be daunting, especially for first-time homebuyers. A mortgage is likely the most significant...

Brandon Nishi
May 13, 20242 min read
Mastering Your Credit: A Step-by-Step Guide to Restoring Credit
our credit score holds the key to financial opportunities and stability. In this comprehensive guide, we break down the essential steps...

Brandon Nishi
May 1, 20242 min read
Unveiling the True Expenses of Homeownership: Going Beyond the Mortgage Payment
Owning a home is a dream for many, and while the joys of homeownership are undeniable, it's crucial to shed light on the often-overlooked...

Brandon Nishi
Apr 5, 20241 min read
What are Closing Costs?
Sufficiently funding your closing costs is of paramount importance in guaranteeing a seamless real estate transaction. Closing costs...

Brandon Nishi
Mar 22, 20242 min read
March Update: Celebrating Positive Trends: A Closer Look at Recent Inflation Figures
In the realm of economic indicators, there are moments that prompt both relief and intrigue. The latest update on the Consumer Price...

Brandon Nishi
Mar 6, 20242 min read
Bank of Canada Holds Rates Steady: Navigating Inflation Risks and Economic Signal
In a pivotal decision, the Bank of Canada (BoC) has chosen to maintain the overnight rate at 5% for the fifth consecutive meeting,...

Brandon Nishi
Mar 3, 20242 min read
"Understanding the New Home Flipping Tax and Property Transfer Tax Exemptions in B.C."
In a significant move aimed at reshaping the real estate landscape in British Columbia, the provincial government has announced the...

Brandon Nishi
Mar 1, 20242 min read
CMHC to scrap First-Time Home Buyer Incentive
The federal government has recently declared the discontinuation of the First-Time Home Buyer Incentive (FTHBI) program administered by...

Brandon Nishi
Jan 24, 20242 min read
Bank of Canada Holds Rates Steady with Optimistic Outlook on Economic Transition
In its fourth consecutive meeting, the Bank of Canada decided to maintain the overnight rate at 5%, signaling a cautiously optimistic...


Brandon Nishi
Oct 20, 20232 min read
5 Benefits as a First-Time Home Buyer
Saving for your first home is a significant financial goal that can open the door to homeownership and provide long-term financial...

Brandon Nishi
Sep 28, 20232 min read
Unlocking Financial Freedom: The Ultimate Guide to Debt Consolidation when owning your home
Debt consolidation is a financial strategy that allows individuals to simplify their debt management by com bining multiple debts into a...


Brandon Nishi
Sep 14, 20232 min read
The Advantages of Alternative Lending: Unlocking New Avenues for Financial Growth
Alternative lending has emerged as a dynamic and viable solution for individuals and families seeking to purchase their new home or...
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