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Choosing Your Mortgage Term: Exploring the Pros and Cons of 25-Year vs. 30-Year Amortization
Excerpt:
"Choosing between a 25-year and a 30-year amortization is a pivotal decision with significant implications for your financial futu
Brandon Nishi
Jun 28, 20243 min read


The Importance of Adding "Subject to Financing" to Your Home Offer
Securing your dream home is an exhilarating journey, but amidst the excitement, it's crucial to protect your investment with wisdom and fore
Brandon Nishi
Jun 22, 20242 min read


Self Employed: The Best Program to Get Approved
In the world of mortgage financing, traditional lenders often rely heavily on strict income verification processes, making it challenging fo
Brandon Nishi
Jun 8, 20243 min read


Decoding Credit Scores: How They're Calculated
Understanding the intricacies of credit scores is a vital aspect of securing your financial health and building a stable economic future....
Brandon Nishi
May 25, 20242 min read


Mastering Your Credit: A Step-by-Step Guide to Restoring Credit
our credit score holds the key to financial opportunities and stability. In this comprehensive guide, we break down the essential steps...
Brandon Nishi
May 13, 20242 min read


5 Benefits as a First-Time Home Buyer
Saving for your first home is a significant financial goal that can open the door to homeownership and provide long-term financial...
Brandon Nishi
Oct 20, 20232 min read


Unlocking Financial Freedom: The Ultimate Guide to Debt Consolidation when owning your home
Debt consolidation is a financial strategy that allows individuals to simplify their debt management by com bining multiple debts into a...
Brandon Nishi
Sep 28, 20232 min read


Understanding Mortgage Insurance: Do You Need It and How Does It Work?
In Canada, mortgage insurance refers to a type of insurance that protects lenders in case a borrower defaults on their mortgage payments....
Brandon Nishi
Jul 1, 20232 min read


Mortgage Broker vs. Big Bank
A mortgage broker is a financial professional who acts as an intermediary between borrowers and lenders (Banks, credit unions, etc.)...
Brandon Nishi
Jun 1, 20233 min read


Fixed vs. Variable Rates: Understanding the Pros and Cons
When it comes to mortgages and loans in Canada, borrowers have the option to choose between fixed and variable interest rates. Deciding...
Brandon Nishi
May 1, 20233 min read


Appraisal: Why is the bank requesting one?
When buying a home, banks and lenders often require an appraisal. An appraisal is an unbiased assessment of a property's value conducted by
Brandon Nishi
Apr 15, 20232 min read


First-Home Savings Account
For many Canadians, owning a home is a significant life goal. To make this dream more attainable, the Canadian government introduced the...
Brandon Nishi
Apr 1, 20232 min read


Monoline Lenders: The best way to save money on your mortgage
When it comes to obtaining a mortgage, many people turn to traditional banks or credit unions. However, there is another option that...
Brandon Nishi
Mar 1, 20232 min read


Unveiling the Power of Pre-Payment Benefits: What They Are and How They Benefit You
When it comes to loans and mortgages, pre-payment benefits offer a valuable opportunity to take control of your financial journey. By...
Brandon Nishi
Feb 1, 20232 min read
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